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		| tinfah  chung | 
	
		| HELP University | 
	
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		| 31 Jalan SS14/1b | 
	
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		| Subang Jaya,  47500 | 
	
		| Malaysia | 
	
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		| tinfah@yahoo.com | 
	
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		| Biographical Sketch: 
 I have been involved in research for many years since my graduation and have been involved in academic, investment banking and regulatory bodies. | 
	
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		| Primary Research Focus: 
 Financial economics | 
	
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		| JEL Areas: G : Financial Economics
 E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General
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