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| Jean-françois Ponsot |
| Full professor of economics, Pacte CNRS, Univ. Grenoble Alpes |
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| Pacte CNRS |
| Univ. Grenoble Alpes |
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| Grenoble, 38000 |
| France |
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| jean-francois.ponsot@univ-grenoble-alpes.fr |
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JEL Areas:
E4 : Money and Interest Rates: General
G2 : Financial Institutions and Services: General |
