Sally Ramage European Corporate Governance Institute, Socoety bof Legal Scholars, Socio-Legal Studies Association,Chartered Management Institute   COPEHALE Church Lane COPPENHALL Stafford, Staffordshire ST189BW United Kingdom   sallyramage.eu@hotmail.com   http://www.sallyramage.net/   Biographical Sketch: Writer and researcher in Commercial Law. My present project for the next three years, after completing the ones in hand, is the research of the law and reality relating to financial fraud in some European States, for a series of planned fraud law books.   Primary Research Focus: Securitization   JEL Areas: C8 : Data Collection and Data Estimation Methodology; Computer Programs: General B3 : History of Thought: Individuals: General