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Mohd Safri Saiman
Universiti Malaysia Sabah
 
School of Business and Economics
Universiti Malaysia Sabah
Kota Kinabalu, Sabah 88999
Malaysia
 
safri.ws@gmail.com
 
http://www.ums.edu.my
 
 
 
 
 
JEL Areas:
O1 : Economic Development: General
I3 : Welfare and Poverty: General