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Heather A. Montgomery
International Christian University
 
3-10-2 Osawa
Mitaka-shi
Tokyo, 181-8585
Japan
 
montgomery@icu.ac.jp
 
http://heathermontgomery.weebly.com
 
 
 
 
 
JEL Areas:
G : Financial Economics
G2 : Financial Institutions and Services: General