First Author:   Atrayee Ghosh Roy Minnesota State University, Mankato atrayee.ghosh-roy@mnsu.edu   Department of Economics, MH 150, Minnesota State University, Mankato Mankato, 56001, USA   (507) 389-5328(Phone) (507) 389-5328(Fax) http://mavdisk.mnsu.edu/ghosha/ Second Author: Hendrik Van den Berg University of Nebraska-Lincoln hvandenb@unlnotes.unl.edu   Department of Economics, CBA 350, University of Nebraska-Lincoln Lincoln, 68588, USA   (402) 202-6997(Phone) (402) 472-9700(Fax)