First Author:   Venus khim-sen Liew Universiti Malaysia Sarawak venusliew@yahoo.com         Second Author: Chin-hong Puah Universiti Malaysia Sarawak chpuah@unimas.my         Third Author: Chee-keong Choong Universiti Tunku Abdul Rahman (Perak Campus) choongck@utar.edu.my         Fourth Author: Evan Lau Universiti Malaysia Sarawak lphevan@feb.unimas.my