First Author:   Osnat Israeli Department of Economics, Ashkelon Academic College, Israel israeli.osnat@gmail.com   Israeli Osnat, 62, Menahem Begin Road Petah-Tikva, 49732, Israel   972-3-9095117(Phone) 972-3-9095117(Fax) Second Author: Michal Weber Department of Management, Bar-Ilan University, Israel weberm@biu.ac.il   Weber Michal, Department of Management, Bar-Ilan University Ramat-Gan, 52900 ,, Israel   972-3-5324331(Phone)