First Author:   Juan Paez-farrell Loughborough University j.a.paez-farrell@lboro.ac.uk   Loughborough University, Loughborough University Loughborough, LE11 3TU, UK   + 44 (0) 1509 222702(Phone) + 44 (0) 1509 222702(Fax) http://www.lboro.ac.uk/departments/ec/Our%20staff/Juan%20Paez-Farrell.html Second Author: Thanaset Chevapatrakul Nottingham University Business School Thanaset.Chevapatrakul@nottingham.ac.uk