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First Author:
 
Janis K. Zaima
Menlo College
janis.zaima@menlo.edu
 
1000 El Camino Real
Atherton, 94027
 
650-543-3709(Phone)
650-543-3709(Fax)

Second Author:

Stoyu I. Ivanov
San Jose State University
stoyu.ivanov@sjsu.edu
 
One Washington Square, BT957, Accounting and Finance Department, Lucas College and Graduate School of Business
San Jose, 95192-0066, United States
 
408-924-3934(Phone)
 

Third Author:

Kenneth Leong
Menlo College
kenneth.leong@menlo.edu
 
Atherton, 94027