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First Author:
 
Shakil Quayes
University of Massachusetts Lowell
shakil_quayes@uml.edu
 
Economics Department, One University Avenue
Lowell, 01854, USA
 
978-934-2786(Phone)
978-934-2786(Fax)

Second Author:

Baqui Khalily
Institute of Microfinance, Dhaka
bkhalily51@gmail.com
 
Plot: E-4/B, Agargaon Administrative Area, Plot: E-4/B, Agargaon Administrative Area, Sher-e- Bangla Nagar
Dhaka, 1207, Bangladesh
 
880-2-818-1066(Phone)
880-2-815-2796(Fax)