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First Author:
 
Irwan Trinugroho
Faculty of Economics and Business, Universitas Sebelas Maret
irwan.trinugroho@gmail.com
 
Jl. Ir. Sutami 36 A
Surakarta, 57126, Indonesia
 
 
 

Second Author:

Agusman Agusman
Bank Indonesia
agusman@bi.go.id
 
Jakarta, 10350, Indonesia
 
 
 

Third Author:

Mochammad Doddy Ariefianto
Indonesia Deposit Insurance Corporation
mochammad.ariefianto@lps.go.id
 
Jl. Jenderal Sudirman Kav. 52-53
Jakarta, 12190, Indonesia
 
 
 

Fourth Author:

Darsono Darsono
Faculty of Agriculture, Universitas Sebelas Maret
darsono.uns.solo@gmail.com
 
Jl. Ir. Sutami 36 A
Surakarta, 57126, Indonesia
 
 
 

Five Author:

Amine Tarazi
Université de Limoges, LAPE,
amine.tarazi@unilim.fr
 
5 rue Félix Eboué
Limoges, 87031, France