First Author:   Amar Iqbal Anwar Shannon School of Business, Cape Breton University, Canada amar_anwar@cbu.ca   1250 Grand Lake Rd, Cape Breton University Sydney, B1P 6L2, Canada   +1 902 563 1883(Phone) +1 902 563 1883(Fax) Second Author: Mazhar Y Mughal Pau Business School, France Mazhar.mughal@esc-pau.fr   Pau, 64000, France   +33559926464(Phone)