First Author:   Yamin Ahmad University of Wisconsin - Whitewater ahmady@uww.edu   4404 Hyland Hall, Dept. of Economics, 800 W Main Street Whitewater, 53190, United States   (262) 472 5576(Phone) (262) 472 5576(Fax) https://sites.google.com/site/yaminahmad/ Second Author: James Murray University of Wisconsin - La Crosse jmurray@uwlax.edu   University of Wisconsin - La Crosse, Dept. of Economics, 1725 State Street La Crosse, 54601, United States   (608) 406 4068(Phone)   https://www.murraylax.org/