Adem Yavuz Elveren Fitchburg State University   855 John Fitch Highway Apt 53 Fitchburg, MA 01420 United States   aelveren@fitchburgstate.edu             JEL Areas: C3 : Multiple or Simultaneous Equation Models: General E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data)